A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Investors should use a mix of active and passive funds.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
An allocation to ESG theme funds can bring down the overall risk of an equity portfolio. Investors with long-term financial goals, such as retirement, should not ignore sustainable investing.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
'Clients deemed higher-risk are required to update their KYC more frequently.'
While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.
Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.
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